1. Introduction
Welcome to FinSurfers. These Terms and Conditions govern your use of our website and services. By accessing or using our website, you agree to be bound by these terms.
2. Use of Website
2.1 Permitted Use
The content on this website is provided for informational purposes only. You may view, download, and print content from this website for your personal, non-commercial use, provided you do not modify any content and retain all copyright and proprietary notices.
2.2 Prohibited Activities
You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any portion of the website
- Interfere with or disrupt the website or servers or networks connected to the website
- Use the website to transmit any harmful, offensive, or illegal content
- Collect or harvest any information from the website using automated means
3. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of FinSurfers or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from this website without our express written permission.
4. Services
4.1 Service Description
FinSurfers provides consulting services related to financial services, digital lending, and fintech operations. Specific service terms will be outlined in separate engagement agreements.
4.2 No Professional Advice
The information on this website is for general informational purposes only and does not constitute professional, legal, financial, or regulatory advice. You should consult with appropriate professionals for specific advice tailored to your situation.
5. Limitation of Liability
To the fullest extent permitted by law, FinSurfers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your use or inability to use the website
- Any unauthorized access to or use of our servers
- Any interruption or cessation of transmission to or from the website
- Any bugs, viruses, or similar issues transmitted through the website
- Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted or transmitted through the website
6. Disclaimer of Warranties
The website and all content are provided "as is" and "as available" without any warranties of any kind, either express or implied. FinSurfers disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
7. Links to Third-Party Websites
Our website may contain links to third-party websites that are not owned or controlled by FinSurfers. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that FinSurfers shall not be responsible or liable for any damage or loss caused by your use of any third-party websites.
8. Privacy
Your use of the website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices.
9. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. We will notify you of any changes by posting the new Terms and Conditions on this page and updating the "Effective Date" above. Your continued use of the website after any changes constitutes your acceptance of the new terms.
10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of Latvia, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Latvia.
11. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Email: [email protected]
Location: Riga, Latvia
Questions? Write to [email protected].